Privacy Notice

To understand what type of information we collect, and what we do with this information, please read our Privacy Notice.

Read the Privacy Notice for OSLA owned loans. (FFELP Loans)

If you have loans owned by another entity they will make a copy of their Privacy Notice available to you annually.

Privacy Act Notice

The Privacy Act of 1974 (5 U.S.C. 552a) requires that the following notice be provided to you:

The authority for collecting the requested information from and about you is Section 484(a)(4)(B) of the Higher Education Act of 1965, as amended [20 U.S.C. 1091 (a)(4)(B)]. You are advised that participation in the Federal Family Education Loan Program is voluntary, but the requested information is necessary for participation.

The principal purpose of this information is to verify your identity, to determine your Program eligibility and benefits, to permit the servicing of your loan(s), and, in the event it is necessary, to locate you and to collect on your loan(s) if it becomes delinquent or defaulted.

The routine uses of this information include its disclosure to federal, state, or local agencies, to private parties such as relatives, present and former employers, business and personal associates, to guaranty agencies, to credit bureau organizations, to educational and financial institutions, and to agency contractors in order to verify your identity, to determine your Program eligibility and benefits, to permit the servicing or collecting of your loan(s), to counsel you in repayment efforts, to investigate possible fraud and to verify compliance with Program regulations, or to locate you if you become delinquent in your loan(s) payments or you default.

You must provide all of the information requested in order to have your application processed.

Section 7(b) of the Privacy Act of 1974 (5 U.S.C. 552a note) requires that when any federal, state, or local government agency requests that you disclose your Social Security Number (SSN), you must also be advised whether that disclosure is mandatory or voluntary, by what statutory or other authority your SSN is solicited, and what uses will be made of it.

Section 7(a)(2) of the Privacy Act provides that an agency may continue to require disclosure of your SSN as a condition to grant you a right, benefit, or privilege provided by law in cases in which the agency required this disclosure under statute or regulation prior to January 1, 1975, in order to verify the identity of an individual.

Disclosure of your SSN is required to participate in the Federal Family Education Loan Program. The United States Department of Education has, for several years, consistently required the disclosure of the SSN on application forms and other necessary Federal Family Education Loan Program documents adopted pursuant to published regulations.

Your SSN will be used to verify your identity, and as an account number (identifier) throughout the life of your loan(s) in order to record necessary data accurately. As an identifier, the SSN is used in such Program activities as determining your Program eligibility, certifying your school attendance and student status, determining your eligibility for deferment of payments, determining your eligibility for loan discharge, and for tracing and collecting from you in case you become delinquent in your loan payments or you default.

Terms and Conditions of Use


The following are terms of a legal agreement between you and the Oklahoma Student Loan Authority (OSLA). By accessing, browsing and/or using this website, you acknowledge that you have read, understood, and agree to be bound by these terms and to comply with all applicable laws and regulations, including export and re-export control laws and regulations. If you do not agree to these terms, do not use this website.

Copyright © OSLA 1997-2024. All rights reserved.

The contents of this website including, but not limited to, design, graphics, and information are owned by OSLA unless otherwise indicated. No part of this website may be sold, republished or copied from this website without the prior written consent of OSLA.

Use of Information and Materials

The information and materials contained in these pages and the terms, conditions, and descriptions that appear, are subject to change. Unauthorized use of OSLA’s websites and systems including, but not limited to, unauthorized entry into OSLA’s systems, misuse of passwords, or misuse of any information posted on a site is strictly prohibited. Not all products and services are available in all geographic areas.


Links to other websites are provided as a courtesy to our users. OSLA has no control over such sites and makes no warranties as to the accuracy, security, materials, products or services offered or posted. In addition, a link to a non-OSLA website does not mean that OSLA endorses, recommends or accepts any responsibility for the use of such website, nor is OSLA liable for any failure of products or services offered or advertised at those sites. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, trojan horses and other items of a destructive nature.

No Warranty

The information and materials contained in this site, including text, graphics, links or other items are provided “AS IS,” without warranty of any kind whatsoever, either expressed or implied, including, but not limited to, the implied warranties of fitness for a particular purpose, merchantability and noninfringement. OSLA does not warrant the accuracy, adequacy or completeness of this information, nor that this website will operate in a manner that is uninterrupted or error-free, or that this website is or will be maintained free of viruses or other harmful code.

Limitation of Liability

In no event will OSLA be liable to any party for any direct, indirect, special or consequential damages, loss of profits, loss of programs, loss of data or expenses arising in connection with this site or any linked site of use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if OSLA is expressly advised of the possibility of such damages, losses or expenses. All information is provided by OSLA on an “AS IS,” “WITHOUT WARRANT” basis only.


This website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.

Additional Terms

Certain sections or pages on this site may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages. OSLA may at any time revise these terms by updating this posting. By using this website, you agree to be bound by any such revisions and should therefore periodically visit this page to determine the current terms to which you are bound.

Governing Law

Use of this site shall be governed by all applicable federal and state laws.



Oklahoma Student Loan Authority complies with all aspects of the CAN-SPAM Act of 2003. Messages sent to our borrowers are classified as “transactional or relationship messages” and are not subject to required “opt out” or unsubscribe functionality under the Act (see 15 U.S.C. § 7702(17)(A)(iii)(III)).