Student Loan Servicing

What type of loan do I have?
>> Direct Loan Resources  - Your account number begins with F or 8 and followed by 9 numbers. Example: F800112200
>> FFELP Loan Resources  - Your account number begins with a zero with no alpha characters. Example: 012345678
FFELP Holiday Forbearance is now available! ►
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If you are not eligible for a deferment, but you are having temporary financial difficulties, you may want to consider applying for forbearance. Forbearance can reduce your monthly payments, temporarily cease your payments, or allow a time extension in making payments. Some restrictions apply to forbearances and not all requests can be granted. It is a good idea to only apply for forbearance during the needed time period because interest will continue to accumulate on the loan. Generally, forbearance is granted if the lender believes that you have the intention to repay your loan in full.

For qualification and application information, click on the link of the forbearance option that is most relevant to your needs.

All completed and signed forms can be mailed or faxed  to OSLA.

The Christmas holiday is just around the corner! We realize that it is sometimes difficult to make ends meet during the holiday season. How would you like to receive a reprieve from making your student loan payment? Let Oklahoma Student Loan Servicing help you by offering a one-month forbearance for your Stafford, PLUS, PLUS/GRAD or Consolidation loan. (Other loan types do not qualify for this forbearance.) By applying for this forbearance, you would skip making your December 2019 payment, then resume payment in January 2020. Your November 2019 payment must be made before Holiday Forbearance can be granted.

The Holiday Forbearance allows you to temporarily cease making payments on your student loan. Interest will continue to accrue for this month, and will be added to your principal balance. If you do not want the interest to be capitalized (added to your principal balance) let the Customer Service Representative know at the time you request the Holiday Forbearance.

Qualifying Criteria:
  1. Customers must have appropriate loan type and must be current in repayment and have made their November 2019 payment.
Non-Qualifying Criteria:
  1. Customers who make regular, monthly payment with EZ Pay Do Not Qualify for Holiday Forbearance. EZ Pay cannot be cancelled to obtain a Holiday Forbearance.
  2. Customers who make an Income Sensitive or Income Based Repayment (IBR) payment Do Not Qualify for a Holiday Forbearance. Income Sensitive or IBR cannot be cancelled to obtain a Holiday Forbearance.
  3. SHELF loans do not qualify for Holiday Forbearance.

Contact OSLA Customer Service to request your Holiday Forbearance. Deadline to apply is December 5, 2019.